Bank introduces credit card function for phones (2014/02/20)
A local bank has introduced a new credit card function for smartphones. Clients who save their banking information onto their phone’s memory card can use the phone as a digital wallet and eliminate the need to carry a plastic credit card.
Customers at this fast food restaurant can order from their table and pay by holding their cell phone over the menu, without ever speaking to the cashier.
Once the order is confirmed the food is prepared and then delivered straight to the table. These customers were happy with the convenient service.
To get a drink, all you have to do is wave your phone near the sensor of a vending machine. Your phone can also be used to pay for the bus or MRT. To take advantage of this service, first ask your bank to save your credit card information onto an SD memory card, then just put the card into your phone. The phone then serves as a digital wallet. Safeguards are also in place if the phone is ever lost.
Hong Wen-an
Banking Employee
It’s the same as a traditional credit card. If you lose your phone, just report it to your credit card company.
Widespread smartphone use has made banks confident in the future of phone credit card services. But for now, this function is only available for Android users with phones that take SD cards and have near field communication capability.
手機信用卡
智慧型手機功能越來越強大，現在有銀行業者推出"手機信用卡"，只要把信用卡資訊傳輸到SD卡中，再放進手機裡頭，無論是小額消費，交通付款，或是行動點餐，都能用手機消費，來看看新科技的發展！
在漢堡店座位上，選好要吃的套餐，只要把手機信用卡，在餐單上感應一下，再移到確認點餐，就可以在手機上完成付款。
出單後漢堡店馬上製作，店員還能直接把熱騰騰的餐點送過來，手機信用卡行動點餐，讓民眾嘖嘖稱奇。
自動販賣機的感應區，手機觸碰一下，就能選想喝飲料，或是坐公車、坐捷運都可以直接付車錢，現在銀行業者只要把將信用卡資料，下載到SD卡後寄給民眾，消費者放進手機裡，以後手機就能取代錢包，但如果手機遺失了，怎麼辦？
[[業者 洪文安]]
跟我們傳統信用卡一樣，如果說手機信用卡掉了，跟原來所屬的信用卡公司報失就可以了。
看好智慧型手機普及，銀行認為未來手機信用卡商機很高，只是對民眾來說，得先確認手機是Android系統，還要有NFC-近距離無線通訊功能，才能夠享受手機信用卡的便利。
本文引用自 民視新聞網 http://news.xn--1qws34d.com/
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